Long-term care provides assistance to you when you are no longer able to live independently. This may be the result of a chronic illness like diabetes, a disability caused by a stroke, cognitive impairment such as Alzheimer’s disease or simply growing old and becoming frail.
It encompasses a variety of services including medical care provided by medical professionals and non-medical care provided by health care aides. Long-term care assists you with activities of daily living. It also assists people who need supervision or prompting due to cognitive impairment.
Designed as custodial care, long-term care is very different from traditional healthcare or Medicare coverage which are curative or rehabilitative in design.
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