GURLEY LTCI – STEPS

A Plan Designed For You

Together, we will review your unique needs and customize a plan to protect your future. Contact us today to start your personalized long-term care expense planning.

GURLEY LTCI – STEPS

A Plan Designed For You

Together, we will review your unique needs and customize a plan to protect your future. Contact us today to start your personalized long-term care expense planning.

Steps - A Plan Designed For You

Our Four-Step Process

Long-term care expense planning is highly customized. We review several factors with you as each plays a part in determining the appropriate coverage, premium and funding strategy for you through our four-step process.

Our Four-Step Process

Long-term care expense planning is highly customized. We review several factors with you as each plays a part in determining the appropriate coverage, premium and funding strategy for you through our four-step process.

GURLEY LTC 4 Step Process

In this call we want to learn from you what you want to accomplish by exploring long-term care insurance. We will discuss health, wealth, asset location and financial goals. We want to help you with tax-advantaged funding strategies and this conversation helps us do that. We will send you a health history questionnaire to complete. Your health history will determine insurability and whether premium discounts may apply.

We ask clients to consider two factors as we work through the process:

  1. How much risk do you really need to transfer to insurance?
  2. What is a comfortably affordable premium?

We then work to align these two factors by customizing coverage to your risk tolerance and premium budget.

We want you to be informed about long-term care issues so that you can make a prudent decision about insurance as a funding option. We will explain long-term care and how it differs from healthcare and Medicare. We will discuss risk, cost, funding options, and the pros and cons of the products in the market today. We will also make recommendations based on the information you have shared with us.

We will pre-fill a lot of the information for you leaving nothing to chance. Once your application is completed, we will submit to the carrier and manage the entire underwriting process for you.

Once approved, we will review the contract from the insurer and audit for accuracy. As a Gurley LTCI client, you enjoy service for life. If we have sold you a policy, we are your first resource for long-term care, including help with questions, rate changes, claims processing, benefit eligibility requirements and more.

Secure Your Future

Secure Your Future

Get started on your long-term care plan today! You are just four steps away from peace of mind and service for life!

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